The Social Security Administration (SSA) is preparing to distribute its latest round of monthly benefit payments for retirees, including individuals receiving Social Security Disability Insurance (SSDI) and survivor benefits.
This payment cycle, scheduled for June 2025, follows the SSA’s set timetable for benefit disbursements.
Payment Schedule for Retirees and Beneficiaries
The SSA manages two distinct programs for distributing monthly checks. For individuals enrolled in the earlier “May 1997” program, payments are issued during the first three days of the month, depending on the retiree’s birth date.
After this program, however, the government transitioned to a more staggered system, with payments now being sent out on Wednesdays each month. Importantly, this system applies equally to all recipients, whether they are retired or receiving SSDI benefits.
Support for Disabled Individuals under SSA
In 2025, the SSA introduced a 1% increase in benefits for retirees, marking the first time that the payment amount for many beneficiaries exceeds $2,000.
Across the United States, approximately 69.6 million individuals receive benefits through retirement, SSDI, or survivor programs.
Most of these individuals receive their monthly payments on one of three Wednesdays each month, particularly those who retired after May 1997.
- Average Monthly Benefit for Disabled Workers: $1,581.97
- Average Monthly Benefit for Survivor Beneficiaries: $1,566.66
- Average Monthly Benefit for SSI Recipients: $718.30
Payments for Retirees Who Are Not Disabled
The SSA also supports retirees who are not disabled. In 2025, the difference between the maximum benefit for someone retiring at age 62 versus waiting until age 70 is significant—about $2,187.
The maximum monthly benefit available in 2025 is $5,108. The following table outlines the maximum benefits based on the retiree’s age at the time of retirement:
| Age Range | Maximum Benefit |
|---|---|
| 62 – 65 years | $2,831 |
| 66 – 67 years | $4,018 |
| 70 years (no further increase after this age) | $5,108 |
The SSA’s payment system for June 2025 continues to provide crucial financial support to millions of beneficiaries, including retirees, individuals receiving SSDI, and those who qualify for survivor benefits.
With an increase in benefits for retirees and a structured payment schedule, the SSA aims to ensure financial stability for all eligible recipients.
FAQs
How much will I receive if I’m receiving SSDI benefits in June 2025?
SSDI recipients will receive an average monthly benefit of $1,581.97 in 2025.
What is the maximum Social Security benefit for someone retiring at age 70 in 2025?
The maximum monthly benefit for someone retiring at age 70 in 2025 is $5,108.
When will I receive my payment if I retired after May 1997?
If you retired after May 1997, your payments will be issued on one of the three Wednesdays of the month, depending on your birth date.