Millions of taxpayers across the United States are anxiously awaiting their IRS tax refund payments. The IRS has been processing refunds for those who filed early, and direct deposits are expected to arrive between June 20 and June 24, 2025.
In this article, we will break down the key dates, what you can expect, and how to track your refund.
Direct Deposit Refunds – Key Dates for June 2025
For taxpayers who opted for direct deposit, the Internal Revenue Service has outlined specific dates based on when you filed your tax return. Here’s the expected schedule for direct deposit payments:
| Filing Date | Expected Payday (Direct Deposit) |
|---|---|
| May 30, 2025 | June 20, 2025 |
| May 31, 2025 | June 21, 2025 |
| June 01, 2025 | June 22, 2025 |
| June 02, 2025 | June 23, 2025 |
| June 03, 2025 | June 24, 2025 |
It’s important to note that while the IRS sends out the payments based on these dates, financial institutions may take a little longer to process the payment. Expect your refund to show up in your bank account within 5 business days after the IRS sends it.
Why Direct Deposit Refunds Can Take Time
If you’re wondering why some refunds are sent faster than others, it primarily boils down to the filing method and the type of tax credits you claim.
- E-Filing vs. Paper Filing: Taxpayers who file their returns online and choose direct deposit will typically see their refunds faster than those who file paper returns. The Internal Revenue Service processes e-filed returns much faster than paper returns.
- Claiming Credits: If you claim credits like the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC), your refund may be delayed. These refunds are held until mid-February as required by law, to allow the IRS extra time to review your tax return.
- Other Government Debts: If you owe any government debts, such as back child support or student loans, the Internal Revenue Service may use your refund to pay off those debts before sending you the balance.
- Errors on Your Return: Mistakes or missing information can delay your refund. It’s always best to ensure your tax return is complete and accurate to avoid any delays.
IRS Paper Check Refunds – How Long Will They Take?
For those who prefer paper checks over direct deposit, the refund process can take longer. Generally, paper checks are mailed 6-8 weeks after filing, but the IRS has provided the following approximate schedule for those expecting a paper check between June 20 and June 24, 2025:
| Filing Date | Expected Payday (Paper Check) |
|---|---|
| May 8, 2025 | June 20, 2025 |
| May 9, 2025 | June 21, 2025 |
| May 10, 2025 | June 22, 2025 |
| May 11, 2025 | June 23, 2025 |
| May 12, 2025 | June 24, 2025 |
Important: The IRS recommends that you allow up to 8 weeks for paper checks to arrive, especially if you filed your return on paper.
Tracking Your IRS Refund
If you’re uncertain about when your refund will be sent, you can easily track its status using the IRS online tool, “Where’s My Refund?” This tool allows you to check the status of your refund, whether it was deposited into your bank account or mailed as a paper check.
Why Do Some Refunds Arrive Faster Than Others?
There are several reasons why some taxpayers receive their refunds faster than others:
- Filing Method: E-filers with direct deposit receive refunds faster than paper filers.
- Tax Credits: EITC and ACTC claims can delay refunds until mid-February.
- IRS Processing Backlogs: In some years, the IRS faces backlogs that delay processing.
- Tax Debts: Taxpayers with outstanding debts may see their refunds reduced or withheld.
While many taxpayers are set to receive their IRS refunds between June 20 and June 24, 2025, it’s important to remember that the exact timing of your refund can depend on the filing method, credits claimed, and any outstanding debts.
Keep an eye on your bank account or mailbox and use the IRS tracking tool for updates.
FAQs
Why are some IRS refunds delayed?
Delays can be caused by incomplete tax returns, claiming credits like EITC, or owing back taxes or other debts.
How can I track my IRS refund?
Use the “Where’s My Refund?” tool on the IRS website to check the status of your refund.
How long will it take for a paper check refund to arrive?
Paper check refunds can take 6 to 8 weeks, depending on when you filed your tax return.