Retirees aged 62 and older have a chance to receive one of the last two Social Security payments available for June 2025.
These payments could be deposited directly into their bank accounts on June 18 or June 28. However, to qualify for these payments, certain conditions must be met.
Eligibility Criteria for June Payments
Retirees who received their Social Security payment on June 3 or June 11 will not be eligible for the upcoming payments. Their next scheduled payment will be in July.
However, retirees who are not enrolled in Supplemental Security Income (SSI), began receiving Social Security benefits after April 30, 1997, and whose birthdate is after the 10th will be eligible for one of these two payment dates.
Second Wednesday Payment by Social Security
Social Security payments are issued on Wednesdays for those who have not received benefits before May 1997 and are not simultaneously on Supplemental Security Income. These payments are based on the retiree’s birthdate:
- Retirees born between the 11th and 20th of the month will receive their payment on June 18, which falls on the second Wednesday of June.
- It is crucial to remain eligible for these payments by adhering to the Social Security Administration (SSA) rules.
Although payments generally arrive on time, there may be delays from some banks or financial institutions in processing the deposits. If you do not see your payment within the expected time frame, it is recommended to wait for three mailing days before reporting a missing payment.
Third Wednesday Payment by Social Security
The final Social Security payment for June will occur on June 25. This payment will apply to retirees whose birthdate falls between the 21st and 31st of the month. Those born between the 1st and 10th or between the 11th and 20th will be excluded from this payment.
It’s important to note that retirees struggling financially may also qualify for Supplemental Security Income (SSI), which can provide additional support.
Transition to Electronic Payments
Currently, thousands of Americans may not be receiving payments electronically, and some retirees might still be receiving paper checks from Social Security.
However, Executive Order 14247, titled “Modernizing Payments To and From America’s Bank Account”, mandates that all Federal payments will transition to electronic formats by September 30, 2025.
After this date, retirees must either set up a direct deposit to their bank account or opt for debit card payments to receive their monthly benefits.
In summary, retirees aged 62 or older should ensure they meet eligibility requirements for the June 2025 Social Security payments. Payments are based on birthdate, with two specific dates in June—June 18 and June 28—designated for eligible recipients.
As federal payments move toward full digitalization by September 2025, retirees should act soon to ensure they are set up for direct deposit to avoid potential delays.
FAQs
When will I receive my June 2025 Social Security payment?
If you are eligible, you will receive your payment on June 18 or June 28, depending on your birthdate. Payments are distributed on specific dates based on when your birthday falls within the month.
What should I do if I don’t receive my payment on time?
If you haven’t received your payment within the expected time, wait three mailing days for banks or financial institutions to process the payment. After that, you can report it as missing.
How can I set up my Social Security payments to be received electronically?
To receive your payments electronically, you can either set up direct deposit to your bank account or opt for a debit card. All federal payments will be digital by September 30, 2025.